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Today's Terms
Fraud alert
Definition:
Once you have become a victim of identity theft, a fraud alert is placed on your credit report to let all creditors know that someone might be trying to obtain new credit in your name.
Account takeovers
Definition:
Once a identity thieve has complete control over your account he/she took over your personal bank account and is fully in charge.
3 in 1 credit report
Definition:
A 3 in 1 credit report is a report from all 3 CRA (credit reporting agencies), identifying possible fraud with only one report.
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